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Credit Analyst I : 20-01392
Ref No.: 20-01392
Category: Finance, Accounting, Auditing, Compliance
Location: Los Angeles, California
Primary Skills: Credit Analysis or Risk Analysis, Fraud Analysis, Payment processing, previous experience in Banking or Financial or Accounting Role.
Duration: 3+ Months
Tax Term: W2 Only
Primary Responsibilities:  
  • Calculates potential credit/financial risk exposure and quantifies risk assessment for small businesses and commercial entities.
  • Performs credit ratio analysis, constructs credit proposals, and makes limit recommendations based on both data and sound personal judgment.
  • Completes underwriting activities, evaluates financial position, and determines credit worthiness for prospective and existing commercial merchant accounts and portfolios.
  • Conducts risk-based investigations on new and existing merchant accounts -- Investigations may include: contacting small business stakeholders in order to gather and evaluate data needed to complete a thorough risk assessment.
  • Reviews, interprets, and analyzes small business financial statements (P&L, balance sheet, statement of cash flow, etc.)
  • Experience conducting financial analysis and credit risk assessment for small businesses is REQUIRED.
  • Experience in Commercial/Small Business lending is preferred. Risk management experience is preferred.
  • Payment processing experience is preferred. Experience communicating with small businesses/commercial entities/customers over the phone is required.   
            To follow up with any questions, please contact Shubham at 408-907-2234 

Akraya is an award-winning IT staffing firm and the staffing partner of choice for many leading companies across the US. We offer comprehensive benefits including Health Insurance (medical, dental, and vision), Cafeteria Plan (HSA, FSA, and dependent care), 401(k) (enrollment subject to eligibility), and Sick Pay (varies based on city and state laws).
If this position is not quite what you're looking for, visit and submit a copy of your resume. We will get to work finding you a job that is a better fit at one of our many amazing clients.
Akraya is committed to equal treatment and opportunity in all aspects of recruitment, selection, and employment without regard to gender, race, religion, national origin, ethnicity, disability, gender identity/expression, sexual orientation, veteran or military status, or any other category protected under the law. Akraya is an equal opportunity employer; committed to a community of inclusion, and an environment free from discrimination, harassment, and retaliation