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Mortgage Loan Originator (Horizon Bank)
Ref No.: 16-08638
Location: Grand Rapids, Michigan
Horizon's Mortgage Loan Originators work with customers interested in identifying and obtaining mortgage loans that best meet their financial needs and objectives and provides effective referrals of mortgage clients for other bank services.

Duties
Maintain knowledge of Horizon's mortgage products, policies and procedures.
Markets, services and promotes the bank's mortgage products. This includes the solicitation of residential first mortgages through contacts with Realtors, builders, and developers.
Determines which products best meet the customers' needs and financial circumstances and advises potential borrowers regarding the advantages and disadvantages of different financial products and the most appropriate mortgage loan programs.
Execute effective mortgage marketing plans to meet or exceed agreed upon mortgage production goals.
Participate in Horizon's referral process by introducing mortgage clients to other bank services.
Independently monitor trends and developments in the local real estate market, as well as the changing rules and regulations pertaining to both conventional and government insured mortgages.
Represent the bank in the community and related functions to identify, develop and promote additional business. May present seminars to general public and real estate agents to promote additional business and community outreach.
Regularly work at a bank facility, but may be required to travel to prospective customers' homes or business locations.

Qualifications
Minimum of one-year experience in mortgage origination required.
High school diploma or equivalent required.
Working knowledge of conventional and FHA/VA loan programs.

Good organizational skills, verbal & written communication skills.

Demonstrated proficiency in relevant computer applications.

Ability to interact with individuals at all income levels and peers in a professional manner.
EEO Employer/Vet/Disabled

ControlID: 14.234.89 SHR