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Mortgage Loan Originator (First Bank and Trust)
Ref No.: 16-08573
Location: Baton Rouge, Louisiana
Responsible for the generation of Conventional and FVA/VA residential mortgage loan applications through networking, direct sales and referrals.

ESSENTIAL FUNCTIONS:
  • Develops leads for mortgage loans through networking with realtors, builders, and other referral partners;
  • Provides service to customers and prospective customers seeking residential mortgage loans;
  • Interviews applicants to develop information concerning their needs, desires, and earnings to assist in determining whether the loan will be an acceptable risk; obtains and analyzes pertinent financial and credit data;
  • Follows current loans to ensure conformity with terms;
  • Communicates with applicant during the processing of the loan to assure timely closing;
  • Negotiates terms and conditions of loan with mortgagors;
  • Communicates with applicant during the processing of the loan to assure timely closing;
  • Works with Loan Processors and Closers to assure all needed documents are completed and provided on a timely basis;
  • Keeps informed of trends and developments in the local real estate market, as well as the changing rules and regulations pertaining to both private and government insured mortgages.
  • Calls on potential or existing customers as assigned to develop new business or retain existing business.
  • Recommends and sells other banking products to customers as needed.



  • Listed above are the essential functions for the job. FBT Mortgage promotes an equal employment opportunity work place which includes reasonable accommodation of otherwise qualified disabled applications and employees.

    ADDITIONAL RESPONSIBILITIES:



  • Performs other various duties as assigned.



  • This description is intended to outline the principal duties, responsibilities, and accountabilities of the position, but may not cover all tasks or functions for which the person holding the position will be held accountable.

    REQUIRED EDUCATION, EXPERIENCE AND SKILLS:



  • College degree preferred but not required; High School degree with a minimum of three years experience in a related field;
  • Minimum two years experience as a Mortgage Originator;
  • Exceptional knowledge of mortgage lending documents, regulations and requirements;
  • Exceptional business development skills;
  • Exceptional negotiation skills;
  • Excellent customer service and communication skills;
  • Working knowledge of Microsoft Office suite;
  • Excellent Time Management skills; uses time effectively and efficiently with the ability to meet goals and deadlines consistently;
  • Excellent problem solving skills with the ability to think critically
  • Drives for Results – Can be counted on to exceed goals successfully;
  • Business Acumen – Understands how the banking business works;
  • Professional in appearance and manner.
ControlID: 14.234.89 SHR