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Mortgage Loan Processor (First South Bank)
Ref No.: 16-08571
Location: Rocky Mount, North Carolina
Set up, process and prepare mortgage loans for underwriting and closing. Provide support for Mortgage Loan Officer in all phases of mortgage lending
Primary Duties:
  • Complete data entry of mortgage loan applications.
  • Responsible for meeting RESPA and Reg. Z. requirements, TIL's.
  • Order and review verifications, credit reports, and appraisals as required.
  • Prepare loans for loan committee approval and compose commitment letters.
  • Schedule weekly review of loans in process.
  • Finalize files and prepare them for underwriting.
  • Serve as resource contact for customers and real estate agents/contractors when Loan Officer is unavailable.
  • Prepare loan information status sheets for closing department.
  • Continuously review loan files for completeness of forms and necessary documents.
  • Responsible for complying with the Bank Secrecy Act and OFAC policies and procedures. Participate in training to ensure an understanding of BSA and report suspicious transactions related to Mortgage Lending fraud and other areas as appropriate to the Bank Secrecy Act Compliance Officer.
  • Assist closing department when time permits.
  • Reconcile appraisal, including billing and General Ledger.
  • Prepare various reports such as Pipeline Report, Sellable Construction Loan Report, Closed Loan Report, etc.
Required Qualification:
  • Two years of mortgage loan processing work or an equivalent field.
  • High School Diploma
  • Proficiency in Microsoft Word and Excel.
  • Experience in a fast paced environment requiring attention to detail
Preferred Qualification:
  • EZ Lender mortgage processing software
  • Associates degree in Business or related field
ControlID: 14.234.89 SHR