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Mortgage Loan Officer (Johnson Financial Group)
Ref No.: 16-08559
Location: Franklin, Wisconsin
This position is responsible for origination of new residential mortgage loans. Promote and market mortgage products and services to clients and referral sources in order to drive the bank's revenue growth and profitability. Support Johnson Bank's initiatives by actively sourcing business, profiling and advising clients. These clients, when properly profiled, align with the business strategy of mortgage, as well as present growth opportunities for other bank relationships.

Key Responsibilities
  • Use discretion to collect and analyze the necessary client information in order to determine the appropriate loan structure.
  • Use significant independent judgment to advise clients of various mortgage alternatives best suited to meet the client's particular financial objectives.
  • Advise clients on loan application process. Help client complete the loan application and execute disclosures.
  • Provide advice to clients on benefits and drawbacks of various loan products including private mortgage insurance, escrows, points, interest rates, and major market conditions.
  • Analyze, calculate and prepare loan for underwriting (income, debt–to-income ratios, collateral). Make judgment about client's ability to make payments on a mortgage.
  • Develop and execute a detailed business plan to include specific marketing activities designed to meet established production goals. These activities include, but are not limited to, community involvement, industry participation, sales calls, and office presentations.
  • Execution of our comprehensive sales process which includes successful prospecting, planning and gaining new business.
  • Knowledge of full portfolio of JFG products and services; actively cross-sells full breadth and depth of products. Responsible for meeting or exceeding sales, cross-sales and referral goals.

Required Experience
  • High school diploma or equivalent required, college degree preferred.
  • Requires National Mortgage Licensing System (NMLS) registration under the terms of the Safe Act of 2008.
  • Successful candidate will be high school graduate or equivalent.
  • Minimum 3 years mortgage originator experience required.
  • Requires excellent sales, presentation, interpersonal skills and ability to build relationships.
  • Requires involvement with community and other broker/real estate representatives.
  • Must be a self-starter with demonstrated success in mortgage originations.

Equal Opportunity Employer of Minorities, Females, Protected Veterans, and Individuals with Disabilities
Job Location
Franklin, Wisconsin, United States
Position Type
Full-Time/Regular
Work Hours
M-F

ControlID: 14.234.89 SHR