Previous Job
Previous
DE Mortgage Underwriter (Secure One Capital Corporation)
Ref No.: 16-08510
Location: Costa Mesa, California
Secure One Capital is a national mortgage banker, and was founded on a simple principle...to deliver an alternative program platform and lending experience that will not only make our clients happy and serve their needs now, but going forward. From our dynamic sales team and our accessible sales staff to our operations and support group, we stand ready to deliver the professional solutions and personalized service that our clients and their borrowers deserve.
For the 2nd Time, We have Appeared on the INC. 5000 Fastest Growing Private Companies List!
Come work with the Mortgage Industries most elite! We are in the business of making amazing money while having fun and growing in each of our employee's professional development.
Job Description
The Benefits:
  • Regular bonus and contest for extra earning potential.
  • Paid Time off and Sick pay, Health benefits, 401K, OT, paid holidays.
  • Ability to obtain a CHUMS or SAR if you hold one but not the other.
  • Ability to move up in the department. Our Staff is typically worth 2x as much after about 2 years with the company.
The Job:
  • Responsible for assessing the risk of a loan and making an approval or decline decision based on the quality of the data in the loan file.
  • Reviews and ensures data integrity to confirm the accuracy of automated underwriting findings and investor overlays.
  • Applies all internal and external underwriting guidelines, investor requirements and federal regulations to the decision process to ensure loan quality.
  • Analyze and verify the employment profile, credit strength, property characteristics and all other information pertinent to the credit decision process on each loan application.
  • Communicates required conditions and stipulations and provides assistance to expedite the final approval of a file.
  • Provides strong and clear communication to other departments
  • Analyzing credit, income documentation (including complex tax returns), Title, Appraisal, and all requirements by agency and investor guidelines.
  • Managing pipeline and maintaining company overall turn times
Qualifications
The Person:
  • Minimum of 2-3 years of recent underwriting experience required
  • Detail oriented, flexible and adaptable, and must learn quickly in a fast-paced environment
  • Team player that can effectively communicate & ability to operate independently
  • Knowledge of Client/FHLMC programs and guidelines
  • Ability to learn new products through our elite training program
  • CHUMS and SAR highly preferred
Job Type: Full-time
Salary: $80,000.00 to $110,000.00 /year
Job Location:
  • Costa Mesa, CA
Required experience:
  • Mortgage Underwriting: 5 years
ControlID: 14.234.89 SHR