Previous Job
Inside Mortgage Loan Originator (CrossCountry Mortgage, Inc)
Ref No.: 16-08467
Location: Louisville, Kentucky
" Top Producing Mortgage Loan Originators Needed Due to Expansion – Signing Bonuses Available for Licensed Producing LOs”
Are you: A top producing loan originator who is currently undervalued and undercompensated?
Have you: Had trouble closing deals or closing them in a timely manner?
Does the : Idea of raising your income and monthly production with our MSA platform appeal to you?
Then.....Join The Leader And See Where It Takes You.
CrossCountry Mortgage is a national retail mortgage lender headquartered in Brecksville, OH. We are licensed in 50 states and offer a full product line of lending products, in-house dedicated underwriting, and highly competitive rates. CrossCountry Mortgage is expanding its footprint and seeking Licensed Loan Originators.

Benefits we offer our team members:
Competitive Earning Potential – Deferred Comp Available
Base Salary (Guarantee) and commissions offered.
An outstanding benefits package, including medical, dental and vision
State-of-the-art technology and training
Short- and long-term disability, term life and AD&D coverage
Flexible spending account (FSA)
401(k) with company match

What we offer our Mortgage Loan Originators:
In-bound premium leads from the top sources in the nation.
Licensing in multiple states.
Ability to receive multiple leads per day. NO COLD CALLING!
Top-notch marketing and advertising programs that bring qualified clients directly to you!
In-house mortgage operations team (processing, underwriting, closing, etc.) to ensure your loans get through the system fast and clean the first time.
Specialty Niche Lending Programs – Non QM and Broker Relationships
In-House Delegated Underwriting – Including Jumbo's
Client,GNMA, & Freddie Direct – No Overlay's
Encompass 360 LOS system
Licensing department providing one on one support and guidance.
Corporate Sales Trainer
Compliance support
Loan scenario Help Desk

What we expect from you:
Establish a strong presence for CrossCountry Mortgage including but not limited to, converting in-coming leads.
Analyze current rates and programs to provide accurate and timely information to borrowers.
Negotiate terms and conditions with borrowers.
Participate in all steps related to the origination of a mortgage loan including but not limited to, meeting with prospects, counseling borrowers, taking mortgage applications by phone.
Manage personal pipeline to ensure service standards and financial goals are met.
Learn various borrowing programs and processes and stay current with changes and new products
Learn and utilize various in-house technical systems and programs
Adhere to all federal and state compliance guidelines relative to the position

What you will need:
A minimum of 1 year of current origination experience, highly preferred.
NMLS License Required under the terms of the S.A.F.E. Act of 2008 or the ability to obtain prior to hire date.
Prefer experience converting leads and in-bound calls.
Experience collecting and analyzing borrower income and negotiating skills.
Good knowledge of retail product philosophy, policy, underwriting, procedures, documentation and systems
Experience in proactively soliciting new business
Good analytical skills necessary to evaluate credit requests and determine trends in a given market place
Advanced verbal and written communication skills and the ability to work with a wide range of constituencies in a diverse community
Proficiency in standardized software applications, including Microsoft Word, Excel, PowerPoint and Outlook
CrossCountry Mortgage, Inc. (NMLS3029) is an Equal Opportunity Employer committed to workforce diversity. Qualified applicants will receive consideration without regard to race, religion, color, orientation, gender, age, national origin, veteran status, disability status or marital status. Employment is contingent upon successful completion of a background investigation. CrossCountry Mortgage, Inc. is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government.

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