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Mortgage Loan Officer (Michigan First Credit Union)
Ref No.: 16-08454
Location: Eastpointe, Michigan
Michigan First Mortgage is a direct lender with all originating, processing, underwriting and funding done in house – right here in Michigan. Michigan First Mortgage has been serving the needs of Michigan home buyers and home owners for more than 25 years. Michigan First Credit Union has been meeting the financial needs of its members since 1926 and is the only credit union chartered for the entire state of Michigan. Together, we can significantly expand our mortgage loan choices while offering great service and rates.

Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible.

Michigan First highlights:
300+ team members

11 branches in metro Detroit and three branches in Grand Rapids

Industry leader in community support and charitable giving through the Michigan First Foundation

Member Services Call Center operates 24/7/365

Current assets of more than $780 million

Awards

Michigan First Credit Union has been the proud recipient of:
2016 Best Credit Unions to Work For

2016 Detroit Free Press Top Workplaces

2016 101 Best & Brightest

2016 Crain's Coolest Places to Work

2016 Channel 4 VoteForTheBest

We are currently seeking a Mortgage Loan Officer to join our Michigan First Mortgage Office.

JOB SUMMARY:
Our Mortgage Loan Officers strive to make an impact on their client's lives by providing the most up to date mortgage information in order to help them meet their financial goals. This would involve increasing a client's mortgage loan portfolio by developing business contracts; attracting mortgage customers, completing mortgage loan process and closing. We are looking for outgoing sales oriented applicants with uncanny client service ability.

KEY JOB RESPONSIBILITIES:
Advise and educate clients on the home-buying or refinance process and how to better manage their mortgage needs.

Meets mortgage loan operational standards by contributing mortgage loan information to strategic plans and reviews; implementing production, productivity, quality, and customer-service standards; resolving problems; identifying mortgage loan system improvements.

Assists in the preparation of credit information necessary to establish qualifying range, including such factors as applicant's assets, credit experience, and income, based on predetermined standards.

Keeps record on file of credit transactions, inquiries, pending loans, Loan Activity report by representative, and Daily Loan Listing.

Attracts new mortgage loan applications by developing relationships within the community, specifically with the real estate community; making sales calls to prospective customers.

Completes mortgage loans by monitoring collection, verification and preparation of mortgage loan documentation; scheduling and completing mortgage loan closing.

Excellent interpersonal and persuasion skills.

Ability to perform functions in an accurate and timely manner.

Perform other duties as assigned.

Becomes/is an advocate of the Michigan First culture, supporting diversity, philosophy and other credit union initiatives. Fosters a positive image of Michigan First via professional representation in all contacts and complies with all of Michigan First's mission and vision goals.

QUALIFICATIONS/REQUIREMENTS:
Active NMLS number is required.

High school diploma, BA degree in Finance, Accounting or Economics preferred.

Previous experience in financial software or sales is a plus.

Passion, great communication skills, self-motivation, positive and competitive attitude.

Detailed orientated.

Ability to effectively present information in one-on-one and small group situations.

Ability to operate standard office equipment, including proficiency with financial calculations and operational software desired.

Must have more skills than just telemarketing experience. Organic lead generation and Social Media efficiency is essential to loan originators' long term prosperity.

Michigan First offers one of the strongest benefit programs around including a high portion of paid coverage for medical, dental, vision, disability & life insurance and 401(k) with credit union match, & tuition reimbursement. Our extensive training program and state-of-the-art learning system is designed to prepare you so you are both business savvy and confident when working with our members.

Michigan First Credit Union is an Equal Opportunity Employer.

Required Skills

Required Experience

ControlID: 14.234.89 SHR