Previous Job
Mortgage Processor (Nations Reliable Lending, LLC)
Ref No.: 16-08383
Location: Houston, Texas
Nations Reliable Lending is an independent mortgage banking company that truly understands the retail channel marketplace and is headquartered out of Houston, Texas. We are dedicated to specializing in the origination of residential mortgage loans across the United States. We are currently licensed in almost 40 states across the country and growing, the team over at NRL is expanding their national footprint with a combination of the right people, innovative mortgage products and industry-leading compensation packages.
Location: The processor can work out of either our Kirby Drive in Houston, Sugar Land or Katy locations.
Salary: $45,000 base + bonus of $150/file, average work load has been 10 - 15 per month
*Job Description*
  • Initiates and maintains contact with members throughout the processing period, assisting them with any questions and notifying them of any additional information required
  • Submits loans through DU and orders and follows up on any outside services such as credit reports, title, appraisals
  • Satisfies DU conditions and ensures documentation meets secondary market requirements
  • Monitors loans in process to determine any deviation from standard processing time and to take appropriate actions including notifying the manager for alternatives to ensure members receive timely service
  • Establishes accurate closing date and monitors promised closing dates to meet dates established. Meets standards for closing percentages of loans processed
  • Enters required information from all incoming mail and documents into the fields in the origination system and files documentation in the member's file. Tracks development of information to ensure compliance with underwriting guidelines for the specific mortgage loan program
  • Performs final reviews of the completed application packages and prepares the file for approval, specifying any applicable conditions to the approval. Reviews the commitment and any additional required disclosures
  • Notifies the member of the underwriting decision
  • Prepares, if applicable, the "Decline Letter " and ensures accurate disclosure of the reason(s) for the adverse action at whatever time during the processing period it is determined that applicants do not qualify
  • Maintains a working knowledge of all mortgage products available through competitive organizations to accurately respond to customer questions
  • Researches problems and files documents as required
  • Processed FHA, VA, Conventional and new construction
Job Type: Full-time
Salary: $45,000.00 /year
Job Location:
  • Houston, TX
Required education:
  • High school or equivalent
Required experience:
  • Mortgage Loan Processing: 2 years
Required language:
  • Spanish +
ControlID: 14.234.89 SHR