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Inside Sales, Loan Originator (Gold Star Mortgage Financial Group)
Ref No.: 16-08315
Location: Livonia, Michigan
Gold Star Financial Mortgage Group is headquartered in Ann Arbor, MI and has been recognized by Inc. 500 as one of the fastest growing companies, along with being called an Economic Bright spot in Michigan.
We look forward to continuing this growth with new talented and driven employees who are committed to sustaining our success in the mortgage banking industry.
Our branch location in Livonia, MI is seeking a talented Inside Sales, Loan Originator, who has a passion for helping people achieve secure, smart financial products. Excellence in this position will be achieved by providing personable, friendly service in the office and in the field.
We offer a full range of loan programs to include but not limited to fixed rate loans, adjustable rate loans, interest only options and more.
Why join us? Loan officers love the benefits they receive by joining Gold Star:
  • Established and trusted name in the mortgage industry
  • In-House Underwriting
  • Customer Interfacing Loan Officer Websites
  • Direct Line of Communication to CEO & Sr. Management Team
  • On-time closings
  • Dedicated Support/One Call Resolution Desk
  • Consult with prospective borrowers to determine their financial objectives and goals, review/analyze credit and financial data, and pre-qualify applicants;
  • Present options and alternatives for various financial products that Gold Star offers, explain rates and terms in an easy to understand manner, and answer questions regarding the financing process;
  • Maintain an in-depth knowledge of highly technical and evolving underwriting/lending guidelines, investor regulations, and utilize specialized knowledge of loan products to interpret these guidelines to assist the borrower in his/her understanding;
  • Assist in gathering required loan underwriting documentation, and be the borrower's primary point of contact with Gold Star, always leaving him or her with a favorable impression;
  • Determine the financial products that best meet the customer's needs and financial circumstances, and provide advice on the advantages and disadvantages of different financial products;
  • Negotiate loan rates and terms on behalf of the consumer, and apply the borrower's unique credit profile to loan scenarios in order to provide financial options to the consumer;
  • Monitor the loan from the point of origination through closing, and work closely with processors, underwriters, closers, and staff to facilitate a smooth and compliant transaction;
  • Develop and maintain lifelong relationships with consumers, business partners, and colleagues;
  • Attend and complete all required training, maintain knowledge of all lending policies, procedures, guidelines, and regulations, and complete all licensing prerequisites and requirements;
  • Provide unsurpassed customer service;
  • Complete other duties as assigned.
  • Active MLO license required;
  • High School Diploma or equivalent required;
  • At least one (1) year of experience in mortgage lending required;
  • Must have exceptional attention to detail and strong organizational skills;
  • Outstanding work ethic and time management skills;
  • Perform exceptionally well under pressure;
  • Possess strong oral and written communication skills;
  • Prior experience with Encompass, a plus.
The environment is characteristic of an office setting filled with friendly and energetic professionals. Rare lifting of up to 25lbs may be required. We also offer competitive salary packages, along with opportunities for employees to grow professional and personally within the workplace.
Gold Star Financial is an equal employment opportunity employer to all qualified applicants regardless of race, religion, color, sex, age, national origin, sexual orientation, physical or mental disability, genetic information, marital status, status as a disabled veteran or any other category protected by applicable federal, state, or local laws.
Job Type: Commission
Job Location:
  • Livonia, MI
Required experience:
  • Mortgage Lending: 1 year
Required license or certification:
  • Active Michigan MLO
ControlID: 14.234.89 SHR