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Mortgage Underwriter (Finance of America Mortgage)
Ref No.: 16-08246
Location: Tigard, Oregon
Finance of America Mortgage is seeking a dynamic individual to join our team as an underwriter in the Portland/Vancouver area. This individual underwrites simple to moderately complex mortgage loan applications and evaluates loans in order to maximize organizational profit and minimize risk. The underwriter will be responsible for reviewing credit, income and appraisals and stay familiar with standard concepts, practices, and procedures within the mortgage field. Telecommuting available with approval.
Responsibilities:
  • Communicates loan decision to branch personnel
  • Determine eligibility of borrowers based on credit and property findings
  • Maintains a firm knowledge of mortgage LOS (Byte Pro), and automated underwriting systems
  • Makes underwriting decisions based on PCM, Client, FHLMC, VA, FHA, USDA and Idaho Housing guidelines
  • Reviews guidelines that fall outside of the automated underwriting parameters
  • Works with Mortgage Advisors and Transaction Coordinators.
  • Additional responsibilities as assigned.
Qualifications:
  • Exceptional customer service skills, ability to work autonomously and handle multiple project simultaneously, ability to work under minimal supervision, ability to meet production, quality and service standards, self-motivated, ability to work in a fast paced, high volume environment, while practicing sound lending judgment, strong knowledge of FHA, VA and USDA guidelines
  • FHA DE, VA SAR, LAPP preferred.
  • Must have thorough knowledge of lending compliance standards including QM/ATR.
  • Ability to work regularly scheduled hours Monday through Friday, some weekend or evening hours may be required upon business need.
Job Type: Full-time
Job Location:
  • Tigard, OR
Required experience:
  • Mortgage Underwriting: 2 years
ControlID: 14.234.89 SHR