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Mortgage Loan Underwriter (Opus Capital Markets Consultants, LLC)
Ref No.: 16-08241
Location: Lincolnshire, Illinois
Opus Capital Markets Consultants, LLC is looking for experienced Underwriters to join our team of talented mortgage professionals! This is a permanent in-house position with competitive pay and benefits available immediately.
Individuals will perform due diligence work as a Mortgage Underwriter to evaluate portfolios and to identify any potential red flags for fraud, compliance, or credit issues.
The role will be responsible for:
  • Review submitted loan file data and documents for adherence to investor and lender policies or review scope
  • Determines applicant credit worthiness by assessing financial situation & possible risk of default
  • Performs analysis of credit, income, assets, & collateral
  • Experience with income validation including personal and corporate/partnership/complex tax forms
  • Able to identify misrepresentation, inconsistencies, and/or fraudulent activity from analyzing the loan documentation and transaction
  • Review and identify red flags for potential fraud and misrepresentation
  • Able to underwrite all loan types with minimal supervision
  • Underwrites & analyzes Investor / Agency guidelines to make sure transaction meets requirements
  • Ability to document rationale for credit and collateral decisions
  • Time management and organization skills to effectively prioritize multiple objectives and achieve volume and quality goals
  • Capable of working under pressure from internal and external customers
  • Ability to handle confidential material in a professional, highly ethical manner, meet deadlines, maintain a high degree of diplomacy and tact
  • Maintain daily time entry and number of loans reviewed in system
  • Other duties as assigned
If you have the below characteristics and qualifications, we are looking for you!
  • Minimum of 3-5 years mortgage underwriting experience
  • High degree of attention to detail
  • Intermediate proficiency in Microsoft Word, Excel and Outlook
  • Possess strong analytical & decision making skills
  • Outstanding communication skills
  • Strong organizational skills
Opus CMC provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion, sex, national origin, age, disability or genetics.
Job Type: Full-time
Job Location:
  • Lincolnshire, IL
Required education:
  • High school or equivalent
Required experience:
  • Mortgage Underwriting: 3 years
ControlID: 14.234.89 SHR