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Mortgage Underwriter (First Community Credit Union)
Ref No.: 16-08169
Location: Rogue River, Oregon
You are a perfect match for our Credit Union!

The Mortgage Underwriter position is a key role at First Community and affords a rewarding career with competitive pay and excellent benefits. Opportunities abound to provide exceptional service while promoting our wide array of financial products and services. Employees who are successful in making referrals are eligible for monthly incentives.

Enthusiastic and outgoing individual can showcase their relationship building skills to enhance our customer banking experience. You will join a team of motivated, dedicated and empowered employees who strive to provide superior service and conduct accurate transactions, while complying with policies, procedures and regulatory banking requirements.

REQUIREMENTS:

This position requires a High School Diploma and two years of related work experience in mortgage lending, preferably secondary market mortgage lending. Previous mortgage underwriting experience is desired. Knowledge of Encompass origination software is a plus.

Must demonstrate a positive attitude, a professional image, and be self-motivated. Good interpersonal communication skills with a proven positive track record in customer service is required.

PRIMARY DUTIES:

Fulfills a lead role as part of the Mortgage Team to ensure that each loan is professionally processed, underwritten and closed according to secondary market guidelines and First Community loan policy.
Underwrites and approves loans following investor guidelines and First Community mortgage policy.
Approves mortgage insurance applications by delegated authority.
Updates staff on investor guideline changes.
Works closely with all staff coaching on all aspects of the mortgage loan production process.
Cross train in other positions as time allows.

BASE EXPECTATIONS:

Be willing to perform any duty (beyond Primary Duties above) as assigned.
Openly support the credit union's policies, procedures and goals.
Be a team player and serve as a role model for all credit union employees.
Ensure good working relationships with Appraisers, Title Companies, Realtors, etc.
Possess a detailed working knowledge of Microsoft Office and Excel software applications that is adequate to perform the duties assigned.
Communicate effectively with members, coworkers and management.
Be supportive of management.
Promote First Community Credit Union through using FCCU products and cross selling.
Follows the credit union's Member Service Standards and Telephone Etiquette.

WORKING CONDITIONS:

Occasional lifting, carrying, pushing, and pulling of items weighing up to 60 lbs.
Occasional business travel may be required.
Sitting or standing for extended periods of time may be required.
Repetitive motions and extensive keyboarding may be required.

ControlID: 14.234.89 SHR