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Experienced Mortgage Processor (BBMC Mortgage)
Ref No.: 16-08119
Location: Raleigh, North Carolina
Voted one of the 50 Best Companies to Work For in Mortgage Executive Magazine 2015 & 2016, BBMC Mortgage has the right people who understand complex and sensitive issues where banking and real estate intersect. Perhaps most importantly, we take the right approach in helping our customers maneuver the financing process in as an effective and efficient manner as possible.
BBMC Mortgage (BBMC) is a full-service lending subsidiary offering a complete line of residential mortgages including purchase, refinances, and specialty loans. We employ a knowledgeable staff of experienced mortgage bankers with an operations team that is second to none.
We are constantly updating our loan programs and pricing based on market patterns & staying up-to-date with compliance under investor, federal, and state, guidelines and/or regulations. BBMC Mortgage ensures that we deliver extremely competitive rates combined with optimal mortgage structuring.
BBMC Mortgage is a division of Bridgeview Bank Group, a 45-year-old, family-owned, community bank, with many Bridgeview Bank branch locations throughout the Illinois and the Chicagoland area.
We hope to meet you soon!
BBMC Mortgage is an Affirmative Action/Equal Opportunity Employer and we encourage diverse, talented, qualified applicants to apply. M/F/D/V. Member FDIC.

Job Description
Summary: Evaluate all information supplied on residential loan applications. Verify, through outside sources, the validity of the information. Calculate debt-to-income and loan-to-value ratios. Assemble a completely documented file and submit it to underwriting for a decision on whether the loan application should be approved.
  • Maintain updated manual of all policies and modifications to the guidelines and standards of the company, federal housing programs, investors and private mortgage insurers.
  • Assist junior processors when necessary.
  • Open files: order credit reports and appraisals and send out verification forms; and conduct regular follow-ups with outside sources for outstanding documents.
  • Update all parit3es on file status.
  • Maintain communication with applicants throughout the processing period, assisting them with any questions and notifying them of any additional information required.
  • Process requests for extensions to the applicants' commitments in accordance with company policies.
  • Complete final evaluation and analysis of completed application packages and prepare files for approval, specifying any applicable conditions to the approval; review the commitment and any additional required disclosures.
  • Assemble and print submission documents; assemble submission files and prepare files for closing department review.
  • Maintain records of all loans in process.
  • Maintaining strict client and company confidentiality is a priority.
POSITION SPECIFICATIONS/REQUIREMENTS:
  • College degree preferred but may substitute equivalent experience
  • Minimum of 3 years mortgage processor.
  • Working knowledge of FHLMC, Client and FHA/VA guidelines and private mortgage insurance requirements.
  • Good written and oral communication skills.
  • Ability to interact effectively with customers and other company staff to resolve problems.
  • Analytical ability, with an aptitude for figures. Typing and Computer Skills required
Compensation: This is an excellent opportunity to make a significant contribution to the continued success of this company. We offer a competitive compensation package, commensurate with experience, background and performance.

Benefits : Our benefits include Client Cross Medical, Dental, Life Insurance, Long and Short Term Disability, FLEX spending and 401k match.

ControlID: 14.234.89 SHR