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Sr. Underwriter - Banc Mac (United Community Bancorp)
Ref No.: 16-08008
Location: Pawnee, Illinois
UCB/BancMac is looking for an experienced underwriter to underwrite residential mortgage loans in accordance with Conventional and VA/FHA (HUD) and internal guidelines to ensure compliance with company and investor standards. Responsibilities include, but not limited to: •Underwrite residential mortgage loans in accordance with FANNIE/VA/FHA/HUD and internal guidelines ensuring compliance with company and investor standards •Review and analyze borrower profiles, tax returns, title reports, credit reports, income documentation and appraisal products •Ability to properly assess and respond to fraud indicators •Determine eligibility for private mortgage insurance •Demonstrate proficiency in automated underwriting applications and ability to assess results •Structure loans according to lender requirements and credit quality •Review appraisals for accurate property valuation •Ensure documentation is appropriate to support credit decision •Issue loan approvals or adverse action notifications •Additional duties as assigned REQUIRED SKILLS AND QUALIFICATIONS: •Must have consistently underwritten Conventional, FHA, Wholesale and VA loans within the past 2 years •Underwriter in a retail sales environment •High School diploma required; Bachelor's degree from a 4-year college or university a plus •Strong working knowledge of Point, DU, LP and Encompass highly preferred •Proficiency with all MS Office applications (Word, Excel, Outlook, etc.) •Proven success working in fast-paced, high volume environments •Excellent communication and customer service skills •Precise attention to detail •Professional demeanor and attire •Excellent interpersonal skills •Must have excellent problem solving skills •Self-motivated •Ability to meet production, quality and service standards •Ability to work in a fast-paced, high volume environment "

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