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Mortgage Loan Processor (Castle & Cooke Mortgage, LLC)
Ref No.: 16-07999
Location: South Ogden, Utah
Mortgage Loan Processor -
The primary purpose of the Mortgage Loan Processor position is to obtain, examine, compile and complete Processor Checklist for submission to underwriting with the goal of obtaining a one-touch underwriting approval.
Mortgage Loan Processor Duties:
  • 2 + years industry experience, one of those years being as a Jr. Processor
  • Thorough knowledge of BYTE (or other LOS programs) and know workflow, using and completing processing checklists.
  • Work closely with LO and pre-processor to ensure all documents are obtained for underwriting submission.
  • Be able to calculate income, read credit reports and analyze bank statements to make sure assets are available.
  • Understand and know all details of the purchase contract and REPC.
  • Understand Fannie and Freddie and be able to read AUS and satisfy all condition of AUS prior to loan submission, while staying up-to-date on program guidelines and changes.
  • Be contact for borrower to obtain all necessary documentation to submit loan to underwriting.
  • Submit complete files to underwriting with a high percent of very few condition or one-touch files.
  • Know full process for Conventional, FHA, VA, USDA and Bond programs.
  • Submit completed loan to underwriting and clear conditions with a 24hr response time.
  • Sending out redisclosures with Change of Circumstance with necessary and completing Loan Estimate log.
  • Submit loan to closing and clear all processor funding conditions prior to loan funding.
  • Return all emails and phone calls, within one hour, during business hours.
Skills:
  • Mortgage processing experience required
  • Experience with DU, LP & GUS
  • Extensive knowledge of Conventional, FHA, VA and USDA loan programs
  • Excellent oral and written communication skills
Castle & Cooke Mortgage is rapidly emerging as a preeminent lender in the United States. We are adding new staff, raising the expectations of our existing team and radically shifting our culture. As we grow, we are relentlessly pursuing excellence in all parts of our business. Our focused commitment on excellence is manifested in our staff and the high quality mortgage loans we originate.
Castle & Cooke Mortgage, LLC participates in eVerify. This employer will provide the Social Security Administration (SSA) and, if necessary, the Department of Homeland Security (Client), with information from each new employee's Form I9 to confirm work authorization.
Job Type: Full-time
Required education:
  • High school or equivalent
Required experience:
  • Loan Processing: 2 years
  • Mortgage: 2 years
ControlID: 14.234.89 SHR