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Real Estate Underwriter (Heritage Bank NA)
Ref No.: 16-07934
Location: Sioux Falls, South Dakota
Underwrite mortgage loan applications in accordance with industry standards and Heritage Bank NA loan policy.

Primary Duties and Responsibilities:
  • Analyze and evaluate loan applications and supporting documentation to determine program eligibility, creditworthiness, and assess the repayment capacity in order to minimize risk or loss.
  • Communicate the written underwriting findings and assist with possible resolutions to deficiencies found in the file.

  • Secondary Duties and Responsibilities:
    • Participates in all required BSA training and demonstrates knowledge of BSA relative to job responsibilities.
    • Responsible for security as it applies to this position.
    • Responsible for performing professional and accurate service.
    • Attends committee assignments and staff meetings as scheduled.
    • Responsible for compliance with laws and regulations applicable to this position.
    • Performs other tasks, as assigned.
    Role Qualifications:


    4-year degree or equivalent work experience.


    2-3 years previous experience in a related position.

    Other Skill/Characteristics:

  • Effective time management skills
  • Well-developed interpersonal, written, and verbal communication skills
  • Proficient computer skills
  • Detail-oriented with excellent decision making and problem solving ability
  • Able to work accurately under deadline pressure.

  • Heritage Bank offers a competitive compensation and benefits package to include health, dental, vision, life, LTD, STD, supplemental insurance, 401k, Roth, 10.5 paid holidays, lots of PTO, and company ownership through our Employee Stock Ownership Plan!

    Heritage Bank NA is an Equal Opportunity Employer
ControlID: 14.234.89 SHR