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Loan Officer (Bay Equity)
Ref No.: 16-07809
Location: Ukiah, California
Bay Equity is a full-service retail mortgage lending institution headquartered in Sausalito, CA. Bay Equity has operations centers in Concord, California; Portland, Oregon; Tacoma, Washington and Everett, Washington; Grand Junction, Colorado and Plano, Texas with 74 retails branches from the West Coast to the Mid-West and South.
We are hiring for a Loan Officer/Mortgage Loan Originator to work for our Ukiah office.
At Bay Equity we are committed to Bay Way Best Practices. To our Loan Originators this means the greatest tools and programs to allow them to grow their business to the fullest. We are building a team of mortgage professionals who want to work with the best. We value growth, stability, and the rewards that come with a successful organization.

Get to know us. Get to know our people. Get to know the Bay Way. We are confident you will like what you see.

Duties and Responsibilities:
  • Conduct business in compliance with all state and federal regulations
  • Market to clients through a variety of sales efforts including but not limited to: creating working relationships with Real Estate agents, attending industry meetings and home buyer seminars, follow up calls to RE agents, builders, CPA's, and past clientele
  • Field inbound loan inquiries
  • Originate loans and work with Loan Coordinator and process to close the loan
Minimum Requirements:
  • NMLS license
  • Minimum 1 year mortgage origination experience
  • complete understanding of current mortgage laws, guidelines, loan programs and trends
  • Ability to assist customers in determining which type of mortgage best meets their needs, as well as which mortgage product is most likely to be approved
  • Ability to negotiate terms and conditions of loans with clients
  • Outstanding customer service skills
  • Excellent sales and consulting skills
  • Ability to competently perform mathematical and analytical tasks
  • Ability to speak and present confidently in front of groups
  • Must possess superior written and verbal skills
  • High school Diploma or GED required
  • AA or Bachelor's Degree preferred
Benefits of joining Bay Equity Home Loans:
  • Extensive product portfolio (Agency direct) Client, Freddie Mac, & Ginnie Mae
  • Full loan originations, processing and marketing support
  • Participate in extensive and creative marketing to reach new business including Radio, Online, events, MSA's, Affinity programs
  • Jumbo up to $5 Million
  • Offering Conventional, VA, USDA, FHA and Portfolio Jumbo products available for SFR, Condo, and Manufactured Homes
  • Competitive interest rates
  • Top-notch operations and underwriting to reach industry leading and fast closings
  • Great compensation plan
  • Excellent benefits including health, dental, vision, 401K and more
Foreseeing the changes in the mortgage industry, Bay Equity Home Loans has developed a unique business model designed to maximize the current mortgage market climate. As a Bay Equity Mortgage Banker, you are given every tool necessary to ensure your success. Our impressive processing and underwriting teams give our loan professionals the ability to focus on sales and client relations.

If you are interested in furthering your Mortgage Banking career, we look forward to meeting you.

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