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DE Underwriter (Luxury Mortgage Corp)
Ref No.: 16-07785
Location: Columbus, Ohio
Mortgage Underwriter-Government
Luxury Mortgage Corp is currently seeking to hire MULTIPLE Underwriters. Individual will evaluate and verify loan applications and determine if the borrower has the ability to repay the mortgage loan.
Locations: Remote position
Reports to: Vice President of Credit/Risk
Job Status/Type: Full Time
Career Level: Experienced (non-manager)
Work Experience: 5+ Years
If you do not have these required skills please do not apply:
  • Ability to work in a fast-paced, high volume environment
  • Thorough understanding of credit and an ability to review complex financial documents
  • Strong commitment to teamwork
  • FHA DE
Responsibilities include but are not limited to:
  • Underwriting residential loans ensuring compliance with company and secondary market investor standards
  • Examining loan documentations for accuracy and completeness while working with loan originator or production staff to secure all required documents
  • Work with more senior mortgage underwriters on loan exceptions having the authority to withdraw and decline loans
  • Involved in one or several types of mortgage lending (conventional, government-backed, jumbo, super jumbo, etc.)
Required Skills:
  • Experience reviewing title and CEMAs
  • Experience with cooperative loans
  • Jumbo Underwriting experience is a plus
  • Strong analytical skills
  • 5+ years previous experience as a Mortgage Underwriter
  • Strong oral and written communication skills
  • Excellent interpersonal skills and problem solving skills
  • Ability to assess an individual's creditworthiness while adhering to all regulatory and compliance requirements
  • Ability to make credit recommendations
  • Commitment to teamwork
  • Ability to meet production, quality and service standards along with providing direct coaching and feedback to ensure quality
  • Ability to assess information obtained and determine if it validates the information used to qualify the borrower at the time of modification offer
  • Ability to work independently producing results in a timely manner
  • Strong understanding of the various documentation types, loan programs as well as the overall general underwriting guidelines.
  • Self-motivated
  • Must possess strong organization skills
  • Must have a working knowledge of computer applications
  • VA LAPP is a plus
  • Underwriting certifications a plus, but not required
  • Secondary market experience a plus
Benefits: salary commensurate with experience, 401K, health benefits.
Luxury Mortgage Corp. is committed to creating a diverse environment and is proud to be an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, gender, gender identity or expression, sexual orientation, national origin, genetics, disability, age, or veteran status or any other basis prohibited by state or federal law.
Job Type: Full-time

ControlID: 14.234.89 SHR