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Mortgage Underwriter (Regional Bank)
Ref No.: 16-07782
Location: Spokane, Washington
A strong regional bank here in Spokane is looking for a Mortgage Underwriter.
Great compensation
Long-term position
Great benefits
This is a great opportunity to advance your career!
Overview
Processes mortgage loan applications. Assembles, validates and verifies the accuracy and completion of all loan documentation necessary for closing loans. Answer routine questions regarding the loan process.
Essential Functions
  • Conducts preliminary evaluation of loan applicant and properties to meet investor, insurers and Bank qualifications.
  • Processes the loan from application through requesting closing documents from the HLC closers, completing all necessary documentation.
  • Sets up (third party order outs) all loans and loan applications. Maintains loan application files and correspondence files.
  • Orders flood determination, appraisals, title reports, escrow, tax transcripts and other documentation as needed in support of the loan origination process.
Related Functions
  • Monitors designated mailboxes, processing received files in accordance with established guidelines
  • Escalates documentation issues which may adversely impact the original credit decision
  • Attends classes/seminars and read literature to maintain a working knowledge of legal and regulatory requirements related to mortgage lending
  • Complies with department policies and procedures to insure maximum efficiency and standardization.
Requirements
  • Proficient knowledge of mortgage loans, legal, regulatory and environmental issues.
  • Ability to multi-task effectively, prioritizing multiple projects in a fast-paced environment while maintaining professional demeanor
  • High degree of PC based technical skills, including proficiency with the Microsoft Suite and core applications including banking and real estate applications
  • Ability to maintain confidentiality of sensitive issues
  • Strong interpersonal skills to maintain excellent relationships with management, staff, and team members, using diplomacy and tact effectively to solve problems and ensure customer satisfaction
  • Outstanding written and verbal communication skills, including extensive knowledge of spelling, punctuation, and grammar.
  • Superior time management and organizational skills; ability to coordinate own work and work independently with minimal supervision
  • Ability to handle large, paper files
Call or email today!
Job Type: Full-time
Required experience:
  • Mortgage Underwriting: 1 year
  • Underwriting: 1 year
ControlID: 14.234.89 SHR