We are currently seeking a full-time Loan Officer to join our Culver City Credit Union lending department team.
Role: Responsible for performing a wide variety of consumer and real estate lending functions. Conducts telephone interviews and initiates outbound calls. Processes and funds loan requests. Cross-sells loan-related products and services. Ensures that lending functions are completed in accordance with established policies and procedures and related legal requirements. Responsibilities also include answering daily member inquiries, including, but not limited to, savings rates, loan rates, etc.
The loan officer will accept loan applications, review loan programs with members, and request any additional documentation needed. Process real estate applications including generating a new application on our software, assist and issuing loan disclosures, ordering credit reports, title reports, appraisal reports, ordering tax service and flood determination. The ideal candidate will have experience examining paystubs and income taxes to compute income. Prepare final real estate loan documents and coordinate document signing with member.
In addition, the loan officer will be responsible for loan fundings and disbursements to members. The ideal candidate will have excellent communication skills, member focused attitude, organized and detailed oriented.
EXPERIENCE REQUIRED:
· Three years of consumer/real estate loan processing and funding experience, within a banking and/or credit union environment.
· Exceptional telephone etiquette and professionalism is a must.
· Must be an actively registered as a Mortgage Loan Originator with NMLS.
· Must have a thorough understanding of loan practices, working with ratios and understand risk based lending.
· Business lending experience is a plus.
EDUCATION:

• High school graduate or equivalent.

COMPUTER SKILLS:

• Proficiency in Microsoft Applications (Word, Excel, Outlook). Must be able to type 35 wpm. Symitar experience is a plus.

Applicants must meet qualifications in order to be considered.
Pay ranges from $40k-$60k, depending on experience.
Culver City Credit Union is an Equal Opportunity Employer
Job Type: Full-time
Required experience:

• Mortgage: 3 years
• Loan Officer: 3 years

ControlID: 14.234.89 SHR