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Mortgage Underwriter - Experienced (Get A Rate)
Ref No.: 16-07705
Location: Elmwood Park, New Jersey
Get A Rate is the first and only true non-commission home loan lender based out of Elmwood Park, NJ driven by purpose, truth, transparency, and integrity.

Our mission is to protect, educate and empower a new generation of homeowners.

Our vision is to elevate the banking industry benchmark by servicing, supporting and protecting consumers with a new standard of ethical lending.

Our success lies not only in our products, pricing, and system but in our continued efforts to invest in our team members' success.

Job Opportunity
We're seeking an experienced DE Underwriter with at least five years of experience.

Essential Job Functions
  • Provide loan decisions based on an Individual's credit history, financial position & strength of collateral
  • Analyze loan files for compliance with Client/Freddie Mac, Investor, FHA & VA guidelines
  • Run, read & interpret AUS underwriting decision results
  • Review & clear conditions
  • Underwrite Appraisals for compliance
  • Analyze files for fraud
  • Work closely with Processing to answer specific loan questions, conditions or requested documentation

Key Competencies & Experience
  • Minimum 5 years of experience underwriting
  • DE Designation required
  • VA Lapp/SARS and 203K knowledge a plus
  • Current working knowledge & extensive understanding of Client/Freddie Mac, FHA & VA guidelines, documents & terminology
  • Proficient in automated underwriting systems inclusive of Client's Desktop Underwriter, Freddie Mac's Loan Prospector
  • Provide quality control responses
  • Strong Analytical & Organizational Skills

We know the importance of our processing and underwriting department and value each team member tremendously and equally. We say this because it's important to understand who Get A Rate is and what our purpose and core values are as a company.

Important Note
Before applying, please make sure to read the link below to better understand who Get A Rate is and how we broke out of the outdated mortgage mold.

The Future Is Now - Read about CEO Michael Sema Uncovers The Real Issues Of Our Nation's Broken Banking System & What Needs To Be Done: (Copy & Paste Link into browser to view the article)

We're looking for the right person to not only join our company but help us with our mission to set a higher standard of ethical lending across the industry.

How To Apply
Submit a cover letter explaining why you applied and how you would add value to our company with your enclosed resume for consideration.

We offer a competitive salary, 100% coverage on benefits package, vacation/sick days and paid holidays. Get A Rate is an equal opportunity employer.

ControlID: 14.234.89 SHR