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Loan Originator (Sebonic Financial)
Ref No.: 16-07699
Location: Philadelphia, Pennsylvania
Based in Charlotte, NC, Cardinal Financial is one of the nation's leading mortgage lenders for over 30 years. Cardinal Financials experts are equipped with a wealth of wisdom and experience that has proved them a trusted leader in the mortgage industry. The company has earned the coveted status of approved lender for Client, Freddie Mac, and Ginnie Mae. Additionally, the company has been named an approved lending institution by the FHA, VA and USDA. Cardinal Financials commitment to simplicity, transparency, and value makes the complicated process of obtaining a home loan easy for its clients. For more information about Cardinal Financial, please visit , on Facebook at , and on Twitter at @CardFinancial.

We have offices in North Carolina, Nevada, Arizona, Texas, California and Maryland as well as team members working remotely across the United States.

Who We Need

Cardinal Financial understands that great people are the key to great companies. We are looking for intelligent, hard-working, passionate individuals that want to be part of something very different. We need people that dream big and possess a work ethic that will inspire those around them. We are seeking forward thinking people, who produce results rather than wait for them. You will not be micromanaged; but you will need to meet specific expectations and it will be entirely up to you to make sure that this happens. You will be backed by one of the strongest, most supportive and technical mortgage banking leadership teams in the industry and we are all committed to the success of the enterprise.

We are currently looking for individuals for the position of Mortgage Loan Originator, Retail. Within this role, you will be expected to both manage your existing (if you have one) and develop new relationships with realtor partners (using the leads we provide). We will provide marketing and business development support!

Your job is to foster relationships and educate partners. You will explain Cardinal's values, process what sets us aside in this competitive market. We trust that our rate and fee combinations, along with our exceptional service, will be compelling to realtor partners and clients.

Cardinal Financial expects their Loan Originators to provide impeccable customer service, allowing them to exceed both their business and personal goals. Your compensation will be tied to your success in achieving production targets.

Desired Skills and Experience

You must possess the following qualities:
  • Ability to continuously manage and foster relationships with both realtors and associated partners.
  • A solid foundation of mortgage experience required.
  • Proven experience in outside or business-to-business sales a must.
  • Ability to meet state regulatory licensing requirements.
  • Experience using Encompass 360 Business Edition ideal, but not required.
  • Licenses to conduct business as a Mortgage Loan Originator in multiple states preferable.
  • Possess a positive, high-energy attitude.
  • Technically savvy, with strong written and verbal communication skills.
Job Requirements :
  • 2+ Years recent experience in loan origination (front end) Preferably NMLS Licensed
  • If a good fit, positions are available for Non-Licensed Sales People (encouraged to apply)
  • We will pay to license you and provide Base Salary while you get licensed and trained.
  • Proven history of success in Sales and/or Sales Management
  • Strong phone sales skills
  • College not mandatory with proven mortgage/sales experience
  • Connects very quickly to people
  • Ability to build and leverage client relationships to get the job done.
  • Exceptional written and verbal communication skills.
  • Ability to multitask with excellent follow-up skills.
  • Ability set expectations upfront to the client and keep them motivated through process..
  • Must adapt quickly to an ever changing environment.
  • Strong sense of urgency and initiative to get things done.
  • Ambitious professional who is motivated by opportunity for advancement.
  • Above Average Base Wage plus monthly commission
  • Warm transfers Leads Inbound and Internet Leads Provided Daily 10-15.
  • Direct Lender not a Broker (Approved Fannie, Freddie, Ginnie, VA)
  • Fast Underwriting turn times
  • Company paid licensing, continuing education, and annual state/NMLS renewals.
  • Business model allows our Bankers to focus on what they do best, SELLING!!
  • Complete benefits package including Medical, Dental, Vision, and 401K
  • 15 days paid time off each year, Paid holidays (5) and 7 Paid (floating) holidays.
ControlID: 14.234.89 SHR