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Escrow Representative (Community Bank N.A.)
Ref No.: 16-07673
Location: Olean, New York
  • Cooperates with other members of the department team to achieve departmental goals.
  • Cooperates with employees of other departments to provide quality customer service, solve problems, and achieve bank goals.
  • Examines escrow accounts and balances to adhere to federal regulations.
  • Reviews new mortgage loans for escrow activity.
  • Add/Delete escrow accounts as requested by customers.
  • Prepares remittance for Hazard/Flood insurance premiums on a monthly basis.
  • Prepares remittance for PMI/MIP premiums as due.
  • Reviews Loan to Value report and terminates PMI/MIP as required.
  • Prepares remittances for Life and Disability premiums for all loan types.
  • Reviews each tax receipt for changes, organizes, assigns account numbers, verifies escrow funds and account status and remit payments.
  • Assists branch personnel with escrow questions, contact with customers, Insurance companies, real property tax collectors by phone and/or letters.
  • Performs other related duties as assigned.

    Education: An associate's degree in Business or equivalent in work experience.

    Skills: Strong attention to detail as well as proven organizational and analytical skills. Prioritize and work effectively under time constraints. Must have strong PC skills, including creation, use and manipulation of Excel spreadsheets.

    Experience: Two years banking experience with emphasis on Loan Operations or two to three year's office experience.
ControlID: 14.234.89 SHR