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PAG Underwriter III Mortgage Banking (JPMorgan Chase)
Ref No.: 16-07655
Location: Tampa, Florida
The PAG Underwriter is responsible for performing a detailed review of Condominium, Cooperative and Attached PUD project documentation received from multiple channels including Retail, Consumer Direct (CD), Correspondent, Home Equity, Rural Housing and the Private Bank. Underwrites all project review types. Reviews all project documentation including, but is not limited to - Appraisals, Budgets, Financial Statements, Reserve Studies, Covenants, Conditions & Restrictions (CC&Rs), Offering Plans (& Amendments), By-Laws, Surveys, Plat Maps, Flood Maps, Engineers Report, Environmental Assessments, Insurance Declarations and Policies, Leasehold Agreements, and Project Questionnaires. Recommends or requests Agency and Portfolio exceptions. Performs data entry of key project information in the Project system of record. Client Condo Project Manager and Client CVAS are required.

Evaluate new and existing project documentation including, but not limited to, Appraisals, Budgets, Financial Statements, Reserve Studies, Covenants, Conditions & Restrictions (CC&Rs), Offering Plans (& Amendments), By-Laws, Surveys, Plat Maps, Flood Maps, Engineers Report, Environmental Assessments, Insurance Declarations and Policies, Leasehold Agreements, and Project Questionnaires to determine acceptability with Chase lending policies.

Work with internal partners to assist high profile customers in determining if a project or individual loan requests meet eligible Condo, Cooperative and Attached PUD classifications and product specifications.

Achieve targets for productivity, quality and partner satisfaction.

Contact outside third parties on occasion to obtain additional information, as required.

Qualifications

Minimum 2 years experience in underwriting credit and collateral or minimum 3 years experience underwriting condo or cooperative transactions

Minimum of 5 years experience in mortgage banking business

Expert knowledge of Client, Freddie Mac, FHA and Chase residential project guidelines

Familiar with Client, Freddie Mac and FHA credit and collateral policy

Experience analyzing complex financial information and appraisals

Database input

Microsoft products, specifically Outlook, Word and Excel

Providing excellent customer/partner service

Working in a team environment

Working in a fast paced high volume environment

High school diploma or equivalent required

College degree preferred

Excellent analytical skills

Excellent decision making skills

Complex Problem solving

Excellent verbal and written communication skills

Strong customer/partner service skills

Detail oriented

JPMorgan Chase is an equal opportunity and affirmative action employer Disability/Veteran.

Job

Mortgage Loan Origination

Primary Location

US-FL-Tampa-FS1-4915 Independence Pkw / 02976

Organization

CONSUMER & COMMUNITY BANKING

Schedule

Full-time

Shift

Day Job

Corporate Brand

Chase

ControlID: 14.234.89 SHR