Previous Job
Previous
Mortgage Loan Officer (First Tech Federal Credit Union)
Ref No.: 16-07593
Location: Roseville, California
As a financial institution we definitely like numbers, but as a credit union, we love people even more. And especially the people we call Members. They need someone who's committed to making their banking simple, keeping them connected to their money wherever they are, and always watching out for their financial future, even when they aren't. That's why they need a Champion. Do you have what it takes?

Here's what you can expect from the job and what you need to be successful:

Job duties
  • Sell first and second line mortgage loans through the active promotion of the credit union and its products and services
  • Build relationships with internal and external business partners such as branch staff, realtors, builders, underwriters, and local Chamber of Commerce to gain mortgage referrals and attract new members
  • Maintain up to date product and procedure knowledge and consult with members regularly to ensure that their real estate products and services meet their needs
  • Originate mortgage applications and offer terms as defined by the SAFE Act Policy
  • Act as primary contact for member during entire loan process, obtaining required documentation and providing member updates.
Essential skills
  • 5 years sales experience, prefer real estate and mortgage experience.
  • Must be, or be willing to be, SAFE Act Registered
  • Ability to successfully initiate and develop outside business referral sources such as realtors and real estate brokers to drive loan volume
  • Proficiency in math with a high degree of accuracy and the ability to perform complex income analysis, including the ability to scrutinize personal and corporate tax returns
  • Must be able to communicate effectively with the public in person, via phone, and in email.
Location: Roseville, CA 95747

_______________________________________________________________________________________________

This position requires compliance with the S.A.F.E. Mortgage Licensing Act of 2008 and all related regulations. Ongoing employment with First Tech Federal Credit Union is contingent upon meeting all such requirements, including acceptable background investigation results. The S.A.F.E. registration is required at the time of employment. The Nationwide Mortgage Licensing System (NMLS) web site (mortgage.nationwidelicensingsystem.org) provides the questions and registration required for employment in this position.

I acknowledge that if hired by the company, employment is on an at-will basis. This means the company is free to terminate my employment at any time, with or without cause or advance notice. Similarly, I am free to terminate my employment with the company at any time for any reason. I agree to conform to the rules and regulations of the company, and I understand that the company has complete discretion to modify such rules and regulations at any time, except that it will not modify its policy of employment at-will.

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities

The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor's legal duty to furnish information.

Qualifications

Skills

Behaviors
:

Motivations
:

Education

Experience

Licenses & Certifications

ControlID: 14.234.89 SHR