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Mortgage Loan Underwriter (First Mortgage Company, LLC)
Ref No.: 16-07537
Location: Charlotte, North Carolina
Performs the underwriting function by classifying and evaluating all mortgage loans and appraisals and assists the Underwriter Manager in any necessary tasks.
ESSENTIAL JOB FUNCTIONS
  • Review appropriate documentation to underwrite credit packages and appraisals including but not limited to, tax returns, credit reports, income and assets documentation and appraisal. Issue conditions as necessary.
  • Facilitates communication with appraisers and company personnel to provide problem resolution.
  • Prepares correspondence and reports related to issues with Client, VA and FHA
  • Perform other miscellaneous duties as assigned by management.
CONFIDENTIAL INFORMATION
  • This position has high access to confidential information.
  • Before placing a person in this position, a background check is required.
KNOWLEDGE, SKILLS, AND ABILITIES
The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
  • Knowledge of mortgage lending business and terminology.
  • Knowledge of FHA, VA and conventional loan guidelines and investor guidelines. Ability to absorb guideline changes and apply them immediately with minimal error rate.
  • Ability to read and interpret financial reports, accurately calculate figures and amounts such as commissions, proportions, ratios and percentages and apply said mathematical concepts in practical situations.
  • Superior internal and external customer service skills, interpersonal and communication skills.
  • Ability to handle fast paced workflow within specified deadlines in a production oriented environment
  • Strong organizational skills and ability to prioritize multiple tasks.
EDUCATION AND EXPERIENCE
  • Bachelor's degree in Finance, Accounting, Business Law or a related field is preferred or 3 to 5 years mortgage banking experience in processing, closing and underwriting.
Job Type: Full-time
Job Location:
  • Charlotte, NC
Required education:
  • Bachelor's
Required experience:
  • Finance: 3 years
  • Accounting: 3 years
ControlID: 14.234.89 SHR