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Home Loan Underwriter (Red Canoe Credit Union)
Ref No.: 16-07497
Location: Longview, Washington
Red Canoe Credit Union is seeking a full-time Home Loan Underwriter. Successful candidates should have a minimum of one year of experience as a conventional loan underwriter, have the ability to handle the urgencies and complexities that commensurate with the position, arriving at constructive solutions and maintaining positive relationships. Candidates will need to be able to underwrite a minimum of 2-3 loans a day and must possess a competitiveness to make loans, meet goals, and possess people skills, be friendly and outgoing with members and employees.

This position will review and analyze conventional residential real estate loan transactions resulting in sound decisions on First Mortgage loans by establishing the credit worthiness of the borrower(s). Duties will encompass the complete and accurate analysis of all areas of the mortgage loan application, including credit, income, assets, collateral, and compliance documentation, and also tracks defects for each loan file by severity (Significant, Moderate, or Insignificant), type of defect, and name of Home Loan staff member responsible for the defect. The Home Loan Underwriter has the authority to stop or delay the processing of a loan if all required documents are not in the file. The Home Loan Underwriter will make loan decisions that meet investor and portfolio guidelines and credit union standards and relay such decisions in a professional manner to loan originators, managers, and other internal staff. The Home Loan Underwriter will have strong experience in working with Client's Desktop Underwriter and Client manual underwriting guidelines.

ControlID: 14.234.89 SHR