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Jr. Mortgage Loan Processor (Freedom Mortgage Corporation)
Ref No.: 16-07486
Location: Stockton, California
Freedom Mortgage Corporation, a full-service direct lender founded in 1990, has an excellent opportunity for a dynamic professional to join one of the nation's leading mortgage companies.
Freedom Mortgage is a privately held, mortgage lender and servicer, licensed in all 50 states, with 9 operation centers nationwide. Freedom Mortgage is a member of the Mortgage Bankers Association, the National Association of Mortgage Brokers, and is the 5th largest issuer of GNMA securities nationwide. Currently, we have over 5,000 employees, we are funding over 4 billion dollars in loans a month and we have a servicing portfolio of over 87 billion dollars.
Freedom is characterized by an energetic, creative staff, and cutting edge technology. Our IT and processing systems allow us to approve and process mortgages quickly without jeopardizing quality. We have cultivated a fun team environment where there is opportunity to learn and develop within both the company and your career. With hard work, you'll reap benefits both professionally and personally.
Responsibilities:
ESSENTIAL DUTIES AND RESPONSIBILITIES include the following. Other duties may be assigned.
  • Gather information and take each file from underwriting decision to closing.
  • Obtain borrower documentation once underwriting decision has been obtained
  • Responsible for keeping borrower informed from the time loan is decision through closing
  • Setting and maintaining proper expectation to all parties on the file (including internal customers, e.g., loan officers, sales managers)
  • Input proper loan information into the system for processing.
  • Responsible for ensuring that all loan documentation is complete accurate verified and complies with company policy.
  • Verify loan documents including income, assets, credit, appraisal and title insurance ultimately verifying application for final submission to underwriting.
  • Review file documentation and make sure all items needed are requested. Order and coordinate loan documents.
  • Meet crucial deadlines requested.
  • Communicate with borrowers, fellow employees and clients in a manner that shows sensitivity, tact, and professionalism
  • Knowledge of how to read DU findings
Qualifications:
Job Requirements
  • High School degree, or equivalent, required. Higher degree preferred.
  • Minimum 2 years of Retail mortgage processing - full docs.
  • Detailed knowledge of FHA, VA, Conventional, Jumbo (preferred). Other products, (i.e.) CP, USDA, HELOC preferred but not required.
  • General tax returns knowledge.
  • Must be proficient with the calculation of income and assets.
  • Current Mortgage Loan Processing knowledge and background required.
  • Read, interpret and apply applicable laws, rules, regulations and/or policies and procedures.
  • Demonstrate interpersonal, organizational and time management skills.
  • Accurately document all information pertaining to accounts.
  • Ability to solve problems.
  • Encompass experience preferred but not required.
  • Must be proficient with MS Office proficient.
  • Excellent verbal and written communication skills.
  • Ability to work in a high paced environment, recognizes and acts on changing priorities.
  • Ability to work extensive hours during high volume.
  • Prioritization skills.
  • Positive attitude and team-oriented spirit.






*We offer competitive salaries, an excellent benefit package including medical, dental, vision, and (401k)!*

Freedom Mortgage Corporation is an Equal Opportunity Employer committed to workforce diversity. Qualified applicants will receive consideration without regard to age, race, color, religion, gender, sexual orientation, gender identity, national origin, or their status as a protected veteran or an individual with disabilities. Local applicants encouraged to apply. Employment contingent upon successful completion of background investigation. Smoke-free workplace. Drug-free work environment. Excellent benefits package including medical, dental, vision and 401(k). All resumes are held in confidence. Only candidates whose profiles closely match requirements will be contacted during this search. LENDER NMLS ID:2767.

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