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Mortgage Underwriter (IBERIABANK)
Ref No.: 16-07456
Location: Germantown, Tennessee
Provide quality, accurate and timely customer service (internal and external) involving daily processing of mortgage loans, which include the duties and responsibilities described herein. ESSENTIAL DUTIES AND RESPONSIBILITIES -Process new mortgage loan applications; input new loan data into loan software programs and investor automated underwriting systems. -Review and analyze credit documentation; compile information and update credit as needed to comply with investor approval requirements; pre-qualify borrowers to specific loan products; prepare loans for underwriting. -Monitor status of loans in pipeline on regular basis; communicate with originators, borrowers, real estate agents and appraisers. -Monitor loan policy exceptions and insure proper loan authority is obtained for loan approval according to bank policy and investor requirements. -Review and respond to audit reports on ongoing basis. -Maintain effective communication with lending personnel and support staff with regard to industry changes and requirements. -Comply with bank policies and procedures, regulatory requirements and investor guidelines. -Confirm lock-in sheets with secondary market; order flood certificates and process cancelled loan files and refund checks. EDUCATION AND/OR EXPERIENCE One year certificate from college or technical school; or 3 to 5 years related experience and/or training; or equivalent combination of education and experience. We are proud to be an EEO/AA employer M/F/D/V. We maintain a drug-free workplace and perform pre-employment substance abuse testing.

ControlID: 14.234.89 SHR