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Mortgage Loan Officer (First Farmers Bank & Trust)
Ref No.: 16-07440
Location: Tipton, Indiana
ASSISTANT VICE PRESIDENT MORTGAGE LOAN OFFICER
DEPARTMENT: Mortgage Lending
CLASSIFICATION: Non-Exempt
REPORTS TO: Sr. VP Director of Mortgage & Lending and Secondary Market Manager
SUPERVISES: None

POSITION SUMMARY:
Originates first mortgage loans, promotes the financial institution and its lending services to the real estate community. Help process loan applications for approval or denial within assigned lending authority. Provide input on the ALCO committee, Loan Committee, and other areas as needed.

DUTIES:
1. Process loan applications (Consumer and Real Estate)
2. Business Development/Networking in territory to meet budget and grow loan volume
3. Call on current and new customers to generate new business within trade area
4. Screens loan requests based on financial institution policies and on types of loans offered by the institution
5. Order appraisals, credit reports, background checks, reference checks and other information needed on loan applicants
6. Increase the deposit base of the branch within the parameters of authority
7. Coordinate and assist with the closing of loans
8. Assist with collection on past due loans for your branch

RELATIONSHIPS/QUALIFICATIONS:
1. Responsible to the Sr. VP Director of Mortgage & Lending and Secondary Market Manager for the fulfillment of duties assigned
2. Has the ability to achieve profit, growth and customer service objectives within Bank policy guidelines
3. Good sales and computer skills and a proven ability to develop business are necessary
4. Should be analytically minded and possess good judgment
5. Must demonstrate management, communication, and interpersonal skills
6. Strong working knowledge of the bank's lending policies, procedures and documentation requirements

WORKING CONDITIONS:
1. Normal office environment
2. Extended viewing of computer screens
3. Moderate lifting up to 25 pounds
4. Repetitive hand and arm movement
First Farmers Bank & Trust promotes and equal employment opportunity workplace which includes reasonable accommodation of otherwise qualified disabled applicants and employees. Please see your HR Director should you have any questions about this policy or these job duties.

ControlID: 14.234.89 SHR