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Mortgage Loan Underwriter (Community Bank)
Ref No.: 16-07408
Location: Huntington, West Virginia
Evaluate applications related to mortgages and ensure the applications are processed according to the appropriate guidelines for each loan. The position may be worked remotely (at home) away from the office.
Summary of Responsibilities:
  • Perform all underwriting functions for The Community Mortgage Network residential loans; ensuring compliance with appropriate company and secondary market investor standards.
  • Work with and communicate to originators, processors, closers, and customer service personnel assist with qualifying loans.
  • Adequately and effectively explain in written and verbal form the decision reached in a manner that will maintain a positive relationship with all customers.
  • Exhibit a thorough knowledge of the mortgage products offered by The Community Bank.
  • Maintain a positive and professional demeanor towards customers, colleagues, and management at all times.
  • Attend training to develop relevant knowledge and skills.
  • Additional duties and responsibilities as assigned.
Education Requirements: High School Diploma or equivalent is required. Bachelor's Degree from an accredited four-year college or university is preferred or equivalent years of underwriting job experience.
Experience and Skill Requirements:
  • Knowledge of the loan originating and processing, documentation requirements, and compliance issues of mortgage lending.
  • Broad knowledge of Client and FHLMC underwriting guidelines.
  • DE (Direct Endorsement for FHA) is required
  • Effective interpersonal communication skills.
  • Ability to demonstrate an understanding of Microsoft Office and other software applications.
Physical Requirements: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Supervision: None
Job Type: Full-time
Salary: $0.00 /year
Job Location:
  • Huntington, WV
Required education:
  • Associate
Required experience:
  • Banking: 1 year
  • Mortgage Underwriting: 1 year
ControlID: 14.234.89 SHR