Previous Job
Ref No.: 16-07363
Location: Colorado Springs, Colorado
POSITION SUMMARY: Mortgage Loan Officer will originate Mortgage Loans in full compliance with Mortgage Loan Policy as well as compliance with all applicable local, state and federal rules, regulations and guidelines for 1-4 Family Residential Mortgage Lending.


Some of the duties required of the Mortgage Loan Officer include:
  • Solicitation of customers seeking mortgage loans by developing referral contacts from sources such as builders, Realtors, financial planners, accountant, other professionals and personal contacts
  • Meet with customers and act as a mortgage loan advisor in order to determine the best loan product to accomplish the desired outcome for the customers particular situation in accordance with KB Mortgage Loan Policy
  • Take a complete Loan Application with information regarding customer(s) income, credit, assets, liabilities, monthly payments and desired rate and term
  • Comply with and fully disseminate all required and appropriate Disclosures according to all applicable Residential Mortgage Lending rules, regulations and guidelines to the customer(s)/borrower(s) within the timeframes specified for each disclosure
  • Collect from the customer(s)/borrower(s) required documentation and information necessary for processing and approval of their mortgage loan request
  • Notify customer(s)/borrower(s) of loan approvals, alternative loan products and denials for the loan request
  • Perform lock procedures to lock in loans for interest rates, products and terms to meet customer loan request with accuracy
  • Communicate with customer(s)/borrower(s) and the Mortgage Loan Department processing and closing staff to assure loan approval and closing in a timely manner
  • Attend all mandatory periodic industry training required to maintain and assure a high level of knowledge in the Mortgage Loan business
  • Perform all duties with high integrity, honesty, confidentiality and superior level of respect for all customer(s)/borrower(s)
  • Any other duties which may be deemed necessary in order to deliver a good customer service and a high quality delivery of products to both the customer(s)/Borrower(s) and other Mortgage Department staff


EDUCATION REQUIRED: Some College Credits desired, Clear NMLS-MLO number REQUIRED

  • Minimum 1 year experience in Mortgage Loan Origination or related lending area
  • Mortgage Lending Origination Knowledge
  • Basic Computer knowledge to include Word
  • Analytical and business acumen

PHYSICAL REQUIREMENTS & WORKING CONDITIONS: Sitting or standing for long periods of time, walking, finger dexterity, feeling, repetitive motions, talking, hearing and visual acuity. Professional office environment. Occasional lifting of storage boxes.

ControlID: 14.234.89 SHR