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Residential Mortgage Underwriter (First Reliance Bank)
Ref No.: 16-07260
Location: Charleston, South Carolina
Position Summary :
  • Underwrites mortgage loan applications and evaluates loans in order to maximize organizational profit and minimize risk or loss.
Core Responsibilities :

  • Underwrite residential loans (Conventional, FHA, VA, USDA, SCSHA) while ensuring compliance with appropriate company and secondary market investor standards as well as compliance with lending regulations.
  • Render underwriting decisions and subsequent clearing conditions to ensure credit and investor guidelines are met.
  • Proactively communicate the decisions to the Residential Lending Specialists and loan processors with an explanation behind credit decision as needed.
  • Respond to investor repurchase and quality review requests.
  • Support loan shipping process to clear underwriting purchase issues.

Minimum Requirements:
  • Bachelor's degree or equivalent experience
  • 3 - 5 years underwriting experience
  • DE Certification with a CHUMS number and VA LAPP Approval including FHA and/or VA underwriting experience is a plus
  • Extensive knowledge of quality service discipline.
  • Proven communication and customer relation skills.
  • Ability and desire to interact and contribute in a team environment.
  • Ability to use a variety of software tools.
ControlID: 14.234.89 SHR