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Senior Mortgage Underwriter (CrossCountry Mortgage, Inc.)
Ref No.: 16-07258
Location: Newark, New Jersey
Cross Country Mortgage, Inc. has been recognized as one of the fastest mortgage lender in Inc. 5000 for four years in a row!
Our Explosive Growth , has positioned us to expand our operations team and we are hiring!
We are seeking Experienced Remote Senior Mortgage Underwriters to support our West Coast Operations. This position can also be remote for candidates located in the East Coast.
What we offer:
  • Competitive base salary
  • Monthly production bonuses and incentives
  • Medical, dental and life insurance
  • Company matched 401K (up to 6%)
  • Excellent training and career growth opportunity
  • Fun, family working environment
  • Employee driven community outreach program
Senior Mortgage Underwriter will be responsible for underwriting and clearing conditions for FHA, VA and Conventional loans ensuring compliance with specific company, investor and insurer underwriting guidelines in a paperless environment. Experience Underwriting USDA and Bond programs is a plus. A thorough working knowledge of industry standard product, program and compliance Underwriting guidelines is required. Senior Mortgage Underwriter candidate must be able to clearly communicate all mortgage loan guidelines to loan processors and loan officers.
Essential duties include:
  • Maintains pipeline within the Company's standards 24 hour turn-around time for upfront and final underwrite
  • Reviews files upfront for initial credit decision based on Company checklists and guidelines
  • Issues loan approvals or escalates files to loan committee when necessary based on Company guidelines
  • Grades loan application quality as based on criteria covered in training
  • Reviews files throughout the process if requested by the Processor. Communicates errors and missing information to Processor via email
  • Emails information pertaining to the loan file through Encompass.
  • Adjusts condition sheet in Encompass PC with applicable conditions
  • Reviews files for final approval once all items are gathered by the Processor
  • Issues final approval uploading all necessary approval documentation into Company's software systems with appropriate signatures
  • Works with post-closing department on any stipulations for closed files
Requirements include:
  • Associate's Degree in business management or related field
  • FHA DE required
  • SAR and/or DE preferred
  • Minimum 5 to 7 years of credit and appraisal experience in mortgage lending field covering FHA, VA and Conventional Loan Programs.
  • Recent experience Underwriting FHA loans and supporting the Mortgage Lending activity at a purchase focused Mortgage Lender.
  • Basic understanding of mortgage banking software, Mortgage Underwriting, loans, purchase and refinance transactions.
  • Superior customer service skills
  • Self-starter with excellent time management skills
  • Ability to maintain the highest level of confidentiality
  • Excellent problem-solving skills
  • Excellent communication skills – written, verbal with an ability to present ideas clearly and concisely
  • Ability to multi-task in a fast-paced environment.
CrossCountry Mortgage, Inc. (NMLS3029) is an Equal Opportunity Employer committed to workforce diversity. Qualified applicants will receive consideration without regard to race, religion, color, orientation, gender, age, national origin, veteran status, disability status or marital status. Employment is contingent upon successful completion of a background investigation. CrossCountry Mortgage, Inc. is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government.

Salary: $100,000.00 /year
Required experience:
  • Mortgage Underwriting: 5 years
Required license or certification:
ControlID: 14.234.89 SHR