Previous Job
Previous
Mortgage Loan Originator (CrossCountry Mortgage, Inc)
Ref No.: 16-07256
Location: Schaumburg, Illinois
CrossCountry Mortgage, Inc. is a national mortgage lender, licensed in 50 states, with more than 100+ retail branch locations across the nation. We have been recognized on the Inc. 5000 List of America's Fastest Growing Private Companies four years in a row and as one of the Top 100 Financial Services Companies. CrossCountry Mortgage, Inc. is a Non-Supervised VA Lender; HUD Direct Endorsed Lender; and a Client, Freddie Mac and Ginnie Mae Approved Seller/Servicer.

About the Position:
We are looking for talented, self-motivated Mortgage Loan Originator to fill an exciting opportunity with an industry-leading company. The Mortgage Loan Originator will continually identify, develop, and maintain a quality network of business relationships and serve as a recurring source of referrals for new lending opportunities.
The Mortgage Loan Originator is responsible to represent CrossCountry Mortgage, Inc. in his or her local territory by developing and maintaining relationships primarily with realtors. The Mortgage Loan Originator will promote our competitive mortgage products, services, and programs in his or her assigned real estate offices. The Mortgage Loan Originator will consult with customers about their current and future needs to help them achieve their financing needs. He or she is responsible to collect and review all needed supporting loan documentation. The Mortgage Loan Originator will maintain minimum standards for production and quality. He or she is responsible to originate and close quality loan volume through sales and marketing activities. All originations and business development activities must be compliant and consistent with company policy.
What we offer our Mortgage Loan Originators
No Minimum credit score with approve/eligible AUS Findings
Escrow hold backs (additional resctrictions apply)
Full Product Line AND Specialty Niche Lending Programs.
Client,GNMA, & Freddie Direct
Customized branch websites and online marketing store
Encompass360 LOS system (Optimal Blue)
Turnkey Licensing Department
Transition and Referral Desk
Purchase trigger direct mail campaigns
Marketing Department with turnkey online offerings, promotional, and events materials.
Compliance support
Live IT Tech Support
Loan scenario and underwriting help desk
Branch and LO Scorecards
CRM (Loyalty Express) for customer retention.

Responsibilities:
Source mortgage leads.
Build relationships with real estate agents and other lead sources.
Analyze potential loan markets and develop referral networks in order to locate prospects for loans.
Market our products to individuals and firms, promoting company services that may meet customers' needs.
Meet with applicants to obtain information for loan applications and to answer questions about the process.
Analyze applicants' financial status, credit, and property evaluations to determine feasibility of granting loans.
Explain to customers the different types of loans and credit options that are available, as well as the terms of those services.
Generate complete loan applications with corresponding documentation.
Improve loan applications and documentation by informing applicant of additional requirements.
Help customers by answering questions and responding to requests.
Handle customer complaints and take appropriate action to resolve them.
Own the communication with the real estate agent or referral source.
Confer with processing and underwriting to aid in resolving mortgage application problems.
Update job knowledge by participating in educational opportunities; reading professional publications; maintaining personal networks; participating in professional organizations.
Meet production expectations of $1 million in monthly mortgage production.
Regularly participate in activities in connection with mortgage sales, including but not limited to attend closings, open houses, and/or conduct CrossCountry Mortgage, Inc. seminars/trainings and other lead-generating activities.

Compensation & Benefits:
CrossCountry Mortgage, Inc. offers a competitive compensation package which includes:

Customized compensation, which allows you to maximize your earning potential.
Initial commission guarantee allows you to get started in your territory as a new hire.
Monthly entertainment and travel reimbursements (mileage).
Monthly marketing collateral reimbursement.
Monthly recognition for our top performers.
National and state licensing education and testing assistance with reimbursements of associated costs.
Comprehensive benefits package including medical, vision, dental, 401(k) with employer match, life and disability coverage, and flexible spending account (FSA).

Qualifications:
A minimum of 2 years of current outside sales origination experience, including established contacts/relationships with the purchase market.
Thorough knowledge of all mortgage products and programs.
NMLS License Required under the terms of the S.A.F.E. Act of 2008*.
Good knowledge of retail product philosophy, policy, underwriting, procedures, documentation and systems.
Experience in proactively soliciting new business.
Good analytical skills necessary to evaluate credit requests and determine trends in a given market place.
Advanced verbal and written communication skills and the ability to work with a wide range of constituencies in a diverse community.
Proficiency in standardized software applications, including Microsoft Word, Excel, PowerPoint and Outlook.
  • This position requires compliance with the S.A.F.E. Mortgage Act and state licensing requirements. Licensing requirements can include, but are not limited to, satisfactory completion of background checks, fingerprinting, credit reports, testing, and continuing education. This is in addition to what the company requires upon hire.
Get started today. We are ready to help you grow your business if you believe you have the skills, experience, and drive to join our team. Apply today and get your career moving forward.
CrossCountry Mortgage, Inc. (NMLS3029) is an Equal Opportunity Employer committed to workforce diversity. Qualified applicants will receive consideration without regard to race, religion, color, orientation, gender, age, national origin, veteran status, disability status, or marital status. Employment is contingent upon successful completion of a background investigation. CrossCountry Mortgage, Inc. is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government.

ControlID: 14.234.89 SHR