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Mortgage Loan Originator (MIDFLORIDA Credit Union)
Ref No.: 16-07175
Location: Tampa, Florida
Mortgage Loan Originators originate and process first mortgage loans from their designated territory.
Responsibilities include:
  • Generating first mortgage real estate loans
  • Reviewing pre-qualifications to determine appropriate programs and products for clients
  • Issuing prequalification letters and appropriate disclosures
  • Taking rate phone calls, reviewing referrals and online applications
  • Providing excellent customer service both over the phone and in person
  • Reviewing credit reports and locking in loans with secondary market (if applicable)
  • Auditing files for complete information and compliance with secondary market guidelines
  • Providing good faith estimates, truth-in-lending and other appropriate disclosures to borrowers within 3 business days of application
  • Cross selling other credit union products and services to first mortgage loan applicants
Job Qualifications:

Qualified candidates will possess:
  • A minimum of 3 years of government (FHA/VA/USDA) and conventional loan origination experience
  • Advanced knowledge of the Tampa, FL area real estate market
  • Thorough understanding of Federal and State mortgage regulations
  • Experience with loan underwriting and secondary market guidelines
  • Advanced user abilities with mortgage lending software platforms
  • Candidates will possess strong sales abilities, excellent customer service, communication and organization skills
  • High school diploma or equivalent required
  • NMLS registration required
ControlID: 14.234.89 SHR