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Underwriter (Axiom Financial)
Ref No.: 16-07082
Location: Sandy, Utah
Description Mortgage Underwriter


ESSENTIAL FUNCTIONS AND RESPONSIBILITIES:
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily
• Review and decision credit, income, asset and property documentation on designated loans for compliance with PHH and investor guidelines and clearing conditions as applicable
• Identify and work through alternatives with higher level Underwriter or Supervisor for loans that fall outside of guidelines
• Demonstrate the ability to translate underwriting guidelines with application of mitigating factors, when applicable, to ensure proper salability to investors
• Communicate both in writing and verbally with investors and loan officers
• Update processing system with appropriate income calculations
• Meet established productivity and quality performance metrics on a consistent basis
• Perform other duties as directed by the Underwriting Manager
Requirements QUALIFICATIONS:

EDUCATION / EXPERIENCE
To perform this job successfully, an individual must have the following education and/or experience:
• High school diploma or equivalent required
• Bachelor's degree preferred
• 3 years mortgage experience with conventional, VA and FHA loan products.

KNOWLEDGE, SKILLS, AND ABILITIES
• Ability to review complex personal and business tax returns for income qualification
• Must have strong customer service skills, excellent communication skills (verbal and written) and must demonstrate strong attention to detail, strong analytical skills and sound decision making ability
• Must demonstrate interpersonal skills with the ability to interact with other departments and third parties in a professional manner
• Must demonstrate the ability to manage multiple priorities and meet deadlines in a fast paced, high volume work environment with proven follow up and organizational skills required
FHA DE and VA SAR preferred
USDA knowledge preferred

CORE COMPETENCIES
• Behaves as a Leadership Role Model
• Builds Strong Working Relationships
• Drives and Delivers Exceptional Results
• Customer/External Focus
• Builds and Motivates a High Performing Team (people leaders only)

TECHNOLOGY SKILLS
• Proficiency with Microsoft applications (Excel, Word, Outlook) is required
Proficiency with Encompass/360 loan origination platform required
TRAVEL / WORK SCHEDULE
• Candidates should be open to flexible scheduling options and ability to adapt/change as needed
• This may include the ability to work additional hours or alternative shift in order to meet business needs and essential functions of the job.
  • Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities.
  • Please view Equal Employment Opportunity Posters provided by OFCCP here.
  • The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor's legal duty to furnish information.


ControlID: 14.234.89 SHR