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Loan Officer (Community First Lending)
Ref No.: 16-07071
Location: Dearborn, Michigan
Community First Lending is seeking a Mortgage Loan Originator who is responsible for proactively soliciting new residential mortgage business and sells mortgage products to meet established loan quality and production goals. The Mortgage Loan Originator continually identifies, develops and maintains a quality network of industry relationships that serves as a recurring source of referrals for new mortgage lending opportunities. A Mortgage Loan Originators network may consist of Real Estate professionals, builders, professional and personal contacts, self-generated leads as well as other valuable referral sources, and is enhanced by the Mortgage Loan Originators regular participation in business related development opportunities, community efforts to promote home-ownership and professional organizations. In addition, the MLO also responds to customer inquiries and referrals that are generated from Community First Lending.The MLO conducts applicant interviews with prospective borrowers in order to assess the client's financing objectives, advice clients of product/pricing policies and guidelines, and gather income, asset and credit required information. The MLO ensures exceptional customer service by maintaining thorough knowledge of mortgage lending programs, policies, procedures and regulatory requirements, demonstrating a commitment to professional ethics, complying with all Federal and State regulatory compliance policies and adhering to Regulation B & HMDA requirements
Job Qualifications / Requirements
  • Must possess a minimumof 2 years Mortgage Lending Origination experience
  • Demonstrated success in prospecting, generating leads, closing business and consistently meeting/exceeding production goals, established network of referral business including Real Estate professionals and other centers of influence
  • Demonstrated understanding of mortgage processing, underwriting and closing procedures.
  • Understanding of Federal Regulations governing Consumer Real Estate Lending
  • Ability to analyze and comprehend complex financial data and provide financial alternatives.
  • Professional and effective interpersonal skills. Excellent written and oral communication skills; ability to communicate effectively and project a professional image when giving and taking information in writing, in person, and over the phone.
  • Must qualify for and obtain state license in the states where Community First Lending does business; Mortgage License requires a good credit score, no tax liens, and a clean criminal background check
Community First Lending, LLC is an equal opportunity lender
Job Type: Commission
Salary: $150,000.00 /year
Required education:
  • High school or equivalent
Required experience:
  • Mortgage: 1 year
Required license or certification:
  • MLO
ControlID: 14.234.89 SHR