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Freedom Mortgage Corporation , a full-service direct lender founded in 1990, has an excellent opportunity for a dynamic professional to join one of the nation's leading mortgage companies. Freedom Mortgage is a privately held, mortgage lender and servicer, licensed in all 50 states, with 8 operation centers nationwide.
Freedom Mortgage is a member of the Mortgage Bankers Association, the National Association of Mortgage Brokers, and is the #1 largest issuer of FHA/VA GNMA securities nationwide. Currently, we have over 5,200 employees, we are funding over 6 billion dollars in loans a month and we have a servicing portfolio of over 100 billion dollars.
Freedom is characterized by an energetic, creative staff, and cutting edge technology. Our IT and processing systems allow us to approve and process mortgages quickly without jeopardizing quality. We have cultivated a fun team environment where there is opportunity to learn and develop within both the company and your career. With hard work, you'll reap benefits both professionally and personally.
Responsibilities: ESSENTIAL DUTIES AND RESPONSIBILITIES include the following. Other duties may be assigned.
The Mortgage Processor is responsible for processing and completing mortgage loan applications to assure that all company policies and procedures have been met including all compliance regulations for individual investors. Additionally the mortgage processor maintains utmost level of customer service for borrowers.
Essential Job Functions:
· Process and complete FHA and conventional mortgage loan files.
· Verify all documentation for accuracy and completeness.
· Calculate Income, 1040s, etc.
· Package loan files complete and thorough for Underwriting.
· Obtain required stipulations from borrower, guiding loans from origination through closing.
· Maintain communication with Loan Officers on all programs and the status of the loans.
· Based upon underwriting decision, finish processing for loan closing or mail adverse action letter to borrowers.
· Provide exceptional customer service to both internal and external customers.
· Meet goals set forth with team lead.
Other Related Duties:
Performs other related duties as assigned.
This job has no supervisory responsibilities
Qualifications: Job Requirements
To perform this job successfully, an individual must be able to perform each essential function satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions of the job.
Education and/or Experience:
Associate's degree (A. A.) or equivalent from two-year College or Technical School; 2-5 years related experience and/or training.
Ability to read, analyze, and interpret general business periodicals, professional journals, technical procedures, or governmental regulations. Ability to write reports, business correspondence, and procedure manuals. Ability to effectively present information and respond to questions from groups of managers, clients, customers, and the general public.
Ability to calculate figures and amounts such as discounts, interest, commissions, proportions, percentages, area, circumference, and volume. Ability to apply concepts of basic algebra and geometry.
Ability to solve practical problems and deal with a variety of concrete variables in situations where only limited standardization exists. Ability to interpret a variety of instructions furnished in written, oral, diagram, or schedule form.
Certificates, Licenses, Registrations:
Physical Demands :
The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. While performing the duties of this job, the employee is frequently required to sit and talk or hear. The employee is occasionally required to stand; walk; use hands to finger, handle, or feel; and reach with hands and arms. The employee must occasionally lift and/or move up to 25 pounds.
The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. The noise level in the work environment is usually moderate.
This job description does not list all the duties of the job. You may be asked by your supervisors or managers to perform other duties. You will be evaluated in part based upon your performance of the tasks and functions listed in this job description. The employer has the right to revise this job description at any time. The job description is not a contract for employment, and either you or the employer may terminate employment at any time, for any reason.
*We offer competitive salaries, an excellent benefit package including medical, dental, vision, and (401k)!*
ControlID: 14.234.89 SHR
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